While car accidents happen every day, some of them may not be accidents at all. Unfortunately, intentional car accidents and auto insurance fraud are serious risks today. In order to protect yourself from being a victim of insurance fraud, the team of Redshaw Insurance Agency has put together these tips to help you if you ever find yourself facing this type of situation.
- Be prepared for an accident at all times. Being involved in a car accident is a stressful experience, and it can be hard for some people to remember everything that should be done in this scenario. However, this is something that fraudsters are hoping to take advantage of! In order to prepare yourself ahead of time, it’s a good idea to have an accident kit in your vehicle. This “kit” should include essentials like your insurance information, a number for a roadside assistance company, a notepad and pen, and your vehicle’s registration information. It’s also a good idea to keep a disposable camera in your car in order to take pictures of any damage that occurs, especially if you do not have a camera phone. Having these things on hand will reduce the likelihood that you will become a victim of fraud.
- Focus on the road. Many insurance fraud schemes begin by targeting distracted drivers. Be sure to avoid using your phone or engaging in other distracting activities while driving so that you do not appear to be an easy target for a contrived auto accident.
- Always call the police. Call the authorities as soon as possible. Avoid speaking with the other motorist, and avoid confrontations at all costs. Let the police handle the situation, especially if you suspect fraud. Some flustered victims make the mistake of talking to the other driver and saying statements that can later be used against them. Remember, the best thing you can do is remain calm and quiet, and let the professionals handle the details of the accident.
Insurance fraud is a serious concern today, and it can unfortunately be hard to know for sure how to act in face of this stressful situation. Remember these three tips to help prevent yourself from being a victim of auto insurance fraud, and remember to contact your Redshaw Insurance agent for more assistance!